Mr. Clemente brings to the company over a decade of success and broad business range that have powered a history of developing successful process improvements that drive productivity, reliability, client satisfaction, and organizational growth. Mr. Clemente specializes in working with risk markets, including stop loss and reinsurance entities, and related MGUs. Rising through various positions at SCM, his broad background has furnished him an astute, working knowledge of underwriting and risk, especially relative to improving current products, as well as developing and launching new products. Mr. Clemente joined SCM in 2009 as Vice President of Operations. He has held some capacity with SCM since its 2008 inception, having served in a number of part-time positions, including auditing, marketing, contracting, finance, and organizational management. Prior to joing SCM in a full-time capacity, Mr. Clemente had worked in the hospitality and finance industries, driving positive outcomes in multiple roles with Omni Hotels, and Hennion & Walsh, Inc. A four-year member of the Self-Insurance Institute of America health care committee, Mr. Clemente was the inaugural Chairman of the SIIA Future Leaders Committee for 2018 & 2019.